Online Destination to know about Health insurance

Get on for information about personal loan in most understandable language. Know various financial options by visiting the knowledgeable site.

Credit Cards

Understanding your Credit Card Number

Credit Card Number Your Credit Card Number is the Main and prominent number printed on the front side of the card. It is generally a 15 or 16 digit number depending on the issuing agency of the card. Your credit card number is also known as the Primary Account Number or PAN. Most issuing agencies adopt the 16 digit ISO/IEC 7812 code which is an international standard that describes the codification of the PAN.   Length of Credit Card Number. The length of your credit card number can range between 14 to 10 digits. The lengths of the prominent issuers are Diners Club                ...

Loans

5 Ways to Reduce your Loan EMI

5 Ways to Reduce your Loan EMI Interest rates have always been very uncertain and there is a continuous speculation that rates may fall down or go upward or even will show stagnation. However, the recent continuous rise in home loan rates has affected the retail customers due to rising cost of Loan EMI. The rising cost of Loan EMI puts undue pressure on the monthly expenses and many a times end users stretch themselves beyond their affordability zones often compromising small avenues for pleasure and recreation.   Today, most customers buy homes with the help of Home Loans. Blame this on...

Insurance

Advantages of multiple health insurance plans

Advantages with multiple health insurance plans Health insurance plans offer the benefit of payment of medical expenses by the insurance company, when a person is hospitalized. However, in India, there are certain limitations in payments of medical expenses, by the insurer. For example, the claim amount is subject to a ceiling sum assured by the insurance company. The insurer may not consider certain diseases and exclude them, as per the policy terms. In such cases, the person seeking a claim may not get the full benefit of the policy though a good amount of premium may have been paid. This adverse...

News

EPFO plans to retain 10% of PF contribution to discourage withdrawals

The EPFO in its recent review meeting put forward its suggestion that 10 % of the contribution in the PF be withheld and only 90% of the fund be released in order to discourage the premature withdrawal of PF. The central provident fund governor, K K Jalan has proposed this clause as the PF body feels that the basic purpose of having a PF account is diluted by regular withdrawals. It is proposed to withhold 10% of the contribution till the employee attains the age of 50. The minutes of this discussion reveal that the Central Board of Trustees (CBT) which represents the employees is also of the...